Senior AML Governance Analyst

Who are we?

Sanlam Private Wealth crafts customised investment portfolios for high net worth private clients, charitable institutions, trusts and corporate entities.

With assets under management and administration of more than R240 billion, we offer a comprehensive and integrated suite of wealth management solutions. These include equity, retirement and offshore investment portfolios, fiduciary and tax services, an equity-backed finance offering, a global stockbroking service and derivatives trading.

At Sanlam Private Wealth, our clients are at the core of everything we do. For this reason, we employ people with passion – individuals who thrive in an entrepreneurial, high-energy environment.

Sanlam Private Wealth is part of the Sanlam Investment Group – the largest, most diversified investment firm in South Africa, with a growing footprint on the African continent and in India.

What will you do?

AML GOVERNANCE & REGULATORY OVERSIGHT

• Maintain the AML governance framework across SPW in alignment with Sanlam Group standards and regulatory requirements.
• Develop, review, update and maintain AML policies, standards, procedures, and guidance documentation, ensuring regulatory alignment and operational applicability.
• Ensure continuous compliance with FICA, FATF Recommendations, SARB, FSCA, and Sanlam Group AML frameworks.
• Interpret regulatory developments and translate them into practical, operational policy and control enhancements.
• Lead regulatory change initiatives, ensuring timely and effective implementation.
• Act as the key governance liaison between SPW, Group AML CoE, Compliance, Risk, Legal, and Internal Audit.
• Support regulatory inspections, audits, and assurance reviews, including:
  • Regulatory engagements
  • Internal Audit reviews
  • Compliance monitoring reviews
  • Risk assessments

REGULATORY ESCALATION AND OPERATIONAL DUTIES

While the primary focus of the role is AML governance, frameworks and regulatory oversight, the Senior Governance AML Analyst will provide operational support to the AML team during periods of increased demand, complex case escalations, or capacity constraints, including:

• AML risk management & Escalations
• Training, Awareness & Capability building
• MLRO Duties

What will make you successful in this role?

• Ability to implement effectively and efficiently
• Ability to identify gaps in the operational processes and effectively close them
• AML policies and governance frameworks are robust, current, and regulator-ready.
• AML risks are clearly articulated, managed, and escalated appropriately.
• Ability to position AML as a strategic enabler rather than a blocker to the business.
• Strong partnership exists between AML, Compliance, Risk, and Business teams.

Qualifications and experience

• Tertiary Qualification
• 3 to 5 years AML/Financial Crime/ Financial Services Experience

ADVANTAGEOUS:

• CAMS / ICA / ACAMS / Certified AML or Compliance certifications.
• Experience engaging directly with regulators, auditors, and group compliance functions.
• Experience in framework design and regulatory change management.

Knowledge and skills

• Knowledge of:
  • FICA
  • FATF Recommendations
  • AML regulatory frameworks
  • Risk Management and Compliance Plans (RMCPs)
• Strong understanding of:
  • Client onboarding
  • Ongoing due diligence
  • EDD methodologies
  • PEP governance
  • Complex ownership structures
• Excellent policy writing, documentation and governance structuring skills.
• Strong analytical, investigative and problem-solving capability.
• High-level stakeholder engagement and influencing skills.
• Strong presentation and executive communication abilities.
• Research and due diligence skills
• Advanced Microsoft Office skills (Excel, PowerPoint, Word).
• System automation skills (Innovative ideas on possibility to automate processes/procedures)
• Ability to understand broader business issues, to apply holistic insight and acumen in integration of processes

Personal qualities

• Strategic thinker with a strong governance mindset.
• High integrity with strong ethical judgment.
• Confident decision-maker with courage to challenge and escalate.
• Strong leadership presence without direct line management authority.
• Excellent communicator, able to translate regulatory complexity into business-friendly language.
• Highly organised, disciplined and detail-oriented.
• Resilient, adaptable and able to thrive in high-pressure regulatory environments.
• Strong ownership mentality and accountability for outcomes.

Build a successful career with us

We’re all about building strong, lasting relationships with our employees. We know that you have hopes for your future – your career, your personal development and of achieving great things. We pride ourselves in helping  our employees to realise their worth.

Through its five business clusters – Sanlam Fintech, Sanlam Life and Savings, Sanlam Investment Group, Sanlam Allianz, Santam, as well as MiWay and the Group Office – the group provides many opportunities for growth and development.

Turnaround time

The shortlisting process will only start once the application due date has been reached. The time taken to complete this process will depend on how far you progress and the availability of managers.

• To be considered for the above opportunity please upload your detailed CV on or before 30 April 2026.
• Please note that if you are not contacted within two weeks after the closing date your application has been unsuccessful.

Our commitment to transformation

The Sanlam Group is committed to transformation and embracing diversity, and our employment equity plan and targets will be considered as part of the recruitment process. This commitment is what drives us to achieve a diverse workplace with employment equity as a key goal to create an inclusive workforce, representative of the demographics of our society as well as people with disabilities.