Non-Motor Desktop Assessor High Net-Worth (Johannesburg)

CAREER OPPORTUNITY

Santam Claims has a position available for a Non-Motor Desktop Assessor High Net-Worth (HNW) within Tailored Claims Solutions, based in Parktown, Johannesburg, Hill On Empire Offices.

WHAT WILL YOU DO?

The purpose of this position is to determine the quantum and merit of segmented non motor claims by performing investigations, verifying the description of the event with the loss, negotiation (with client, intermediary, service providers) and settlement of claims within a delegated threshold and according to contract conditions.

This role is dedicated to managing insurance claims for high-net-worth clients, demanding accuracy, discretion, and a high level of professionalism.

WHAT WILL MAKE YOU SUCCESSFUL

•    Act as the primary claims expert for high-net-worth clients, ensuring each claim is managed with precision, discretion, and efficiency from first notification to settlement.
•    Deliver high-touch service by engaging directly with insureds, brokers, and executive-level stakeholders, anticipating needs and resolving queries promptly.
•    Exercise sound judgement in assessing, quantifying, and negotiating high-value losses, drawing on deep insurance knowledge and advanced analytical capabilities.
•    Drive innovation by leveraging digital assessment tools and interpreting data insights to enhance claim outcomes and client satisfaction.
•    Safeguard the integrity of the claims portfolio through proactive identification of fraud, loss recovery opportunities, and adherence to regulatory standards.
•    Facilitate collaboration with external experts, service providers, and authorities to ensure robust and defensible claim decisions.
•    Champion best practices and uphold the highest standards of confidentiality, accuracy, and professional conduct in all client interactions.
•    Represent the executive brand, consistently exceeding expectations for service excellence in the high-net-worth segment.

QUALIFICATIONS AND EXPERIENCE

•    Matric/ Grade 12
•    Must have an insurance qualification or equivalent. 
•    4-5 years’ experience in short term claims environment with focus in commercial and personal 
•    Experience in house contents accidental loss/damage claims 
•    Experience with all house contents and lightning claims 
•    Experience with personal all risk claims 
•    Experience with buildings combined bursting & overflowing claims

KNOWLEDGE AND SKILLS

•    Short-term insurance claims processes 
•    Basic understanding of automation, data analytics, and AI in reporting.
•    Demonstrated proficiency in MS Word, MS Excel, and MS PowerPoint, coupled with experience in digital assessment tools and claims management platforms. Familiarity with AI-driven technologies such as Copilot or equivalent solutions is considered an asset, facilitating innovation and digital transformation in claims processing.
•    Exceptional verbal and written communication skills, with the ability to convey complex information clearly, exercise discretion, and uphold confidentiality in all interactions.
•    Sound judgement and analytical skills, including experience in fraud detection, loss quantification, negotiation, and adherence to regulatory standards.
•    Demonstrated commitment to professional conduct, accuracy, and best practices, with a reputation for representing the executive brand and exceeding expectations for service excellence in the high-net-worth segment.
•    Exceptional verbal and written communication skills, with the ability to convey complex information clearly, exercise discretion, and uphold confidentiality in all interactions.
•    Sound judgement and analytical skills, including experience in fraud detection, loss quantification, negotiation, and adherence to regulatory standards.
•    Demonstrated commitment to professional conduct, accuracy, and best practices, with a reputation for representing the executive brand and exceeding expectations for service excellence in the high-net-worth segment.

PERSONAL ATTRIBUTES 

•    Demonstrated commitment to professional conduct, accuracy, and best practices, consistently upholding the executive brand and exceeding expectations for service excellence in the high-net-worth segment.

•    Effective collaboration with external experts, service providers, and authorities to deliver robust and defensible claim decisions.

•    Assertiveness in decision-making, with the ability to address complex situations confidently and professionally.

•    Service-driven mindset with a strong focus on client satisfaction and proactive problem-solving.

•    Meticulous attention to detail, ensuring accuracy and thoroughness in all aspects of claims assessment.

•    Excellent communication skills (verbal & written), including clarity, discretion, and strict confidentiality.

•    Adaptability and resilience, with the ability to respond effectively to change and evolving circumstances.

•    Negotiation skills to achieve fair, balanced, and timely outcomes for clients and stakeholders.

•    Strong analytical and problem-solving skills, including experience in fraud detection and complex loss quantification.

•    Proven teamwork and collaboration, working seamlessly across teams and with external partners.

•    In-depth knowledge and interpretation of personal line insurance policies, with the ability to apply policy language to real-world scenarios.

WHO WE ARE

Santam is the market leader in the general insurance industry in Southern Africa. As a large, diversified, and expanding company, we are committed to transformation and growth. While our headquarters are in South Africa, we are rapidly extending our presence into emerging markets across Africa and Asia.
With a client base of over 1 million policyholders, Santam serves individuals, commercial enterprises, specialist business owners, and institutions—including 80 of the Top 100 companies listed on the JSE. Our commitment to Insurance, Good and Proper goes beyond just providing cover—we offer peace of mind, ensuring our clients can focus on living in the moment, not worrying about the unexpected. Because at Santam, we believe thefreedom to seize every day is worth protecting.
People drive our business, and we are committed to attracting the best talent, whether for permanent roles or short-term opportunities.
Santam is committed to diversity, inclusion, and belonging. As an equal opportunity employer, we encourage applications from candidates of all backgrounds, including persons with disabilities. We are dedicated to neuro-inclusivity and fostering a workplace where everyone can thrive.
Take the next step in your career—apply now and be part of a company that’s shaping the future of insurance. This is Freedom!